If you are a business owner or if you are a self-employed individual, it's important to ask yourself these questions:
1. How would you pay your mortgage if you were injured?
2. Would you be able to meet your monthly bills if you were suddenly unable to earn a living?
Protect Your Earning Potential
Your earning potential is a much more valuable asset than your car or even your home. Shouldn't you protect it against an unforeseen accident? Disability insurance provides a monthly income to allow you to recover without financial worries.
What About It?
Workers' Compensation only covers you if you are hurt on the job. What if you break your leg skiing and can't work? What if you tear a ligament while playing soccer and need to have surgery? Disability insurance can provide an income on a temporary basis, while you heal from the hazards of being a "weekend warrior".
If you are self-employed or if your employer does not provide disability insurance, disability coverage is crucial to sound financial planning. Clark Financial Insurance would be happy to sit down with you to discuss putting a safety net in place to help protect you and your family.